{"id":2159,"date":"2025-12-03T09:55:14","date_gmt":"2025-12-03T07:55:14","guid":{"rendered":"https:\/\/scalpest.ee\/?page_id=2159"},"modified":"2026-10-08T10:35:11","modified_gmt":"2026-10-08T07:35:11","slug":"maksa-hiljem","status":"publish","type":"page","link":"https:\/\/scalpest.ee\/en\/maksa-hiljem\/","title":{"rendered":"Pay later"},"content":{"rendered":"
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ESTO installment payment - don't want to pay the entire amount at once? Pay in installments!<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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ESTO installment payment is a flexible payment solution that allows you to conveniently divide your payment into monthly installments. Conveniently divide the purchase amount over a period that suits you. You can choose the period and payment amount when completing the purchase by selecting ESTO installment payment at the checkout.<\/p>

Use ESTO installment payment in online stores and physical stores. You can find all ESTO partner stores in ESTO Market: https:\/\/esto.eu\/ee\/esto-market<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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How to use ESTO installment payment?<\/strong><\/p>

  1. Add the necessary products to the shopping cart.<\/li>
  2. Select ESTO installment payment as the payment method at checkout.<\/li>
  3. Choose your preferred repayment period between 3-60 months.<\/li>
  4. You will receive the decision in real time.<\/li>
  5. If the decision is positive, digitally sign the contract with your ID card, Smart-ID or Mobile-ID.<\/li><\/ol>

    \u00a0<\/p>

    ESTO installment payment is offered and managed by ESTO AS. <\/strong>The annual percentage rate of ESTO AS installment credit is 23.63% per year under the following sample conditions: credit amount 1490 EUR, cost of goods\/services 1490 EUR, down payment 0%, fixed interest rate 11.90%, contract fee 0 EUR, total credit amount and repayment amount 1844.64 EUR, provided that the credit is repaid within 24 months in equal monthly installments of 76.86 EUR. Before concluding the contract, please read the terms and conditions and consult a specialist if necessary. The installment credit is offered and managed by ESTO AS.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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    ESTO 3 payment method is an innovative solution that allows you to confirm and pay for your purchase conveniently and quickly - in three equal parts, without additional fees!\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    ESTO 3 is the most popular new generation payment method. Conveniently divide the purchase amount into 3 equal parts. Get exactly what you need without interest, surcharges, and down payments.<\/p>

    Use the ESTO 3-part payment method in online stores and physical stores.<\/p>

    You can find all ESTO partner stores in ESTO Market: https:\/\/esto.eu\/ee\/esto-market<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    How does it work?<\/strong>
    <\/strong>By choosing ESTO 3 as your payment method, you can divide the entire payment into 3 equal installments over 3 months without any fees.<\/p>

    1. Add the necessary products to the shopping cart.<\/li>
    2. Select ESTO 3 as the payment method at checkout.<\/li>
    3. You will receive the decision in real time.<\/li>
    4. If the decision is positive, confirm the purchase.<\/li>
    5. ESTO will send you your first invoice on the 15th of the following month.<\/li><\/ol>

      Financial services are provided by ESTO AS. Before entering into a contract, please read the terms and conditions and, if necessary, consult an expert. Additional information www.esto.ee.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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      Be smart and choose ESTO pay later to pay for your purchases!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      ESTO Pay Later is a new way to pay for your purchases. The purchase amount remains yours to use, you only have to pay within 30 days. Get exactly what you need without interest, surcharges and down payments.<\/p>

      Use ESTO pay later payment method in online stores and physical stores. You can find all ESTO partner stores in ESTO Market: https:\/\/esto.eu\/ee\/esto-market<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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      How does it work?<\/strong><\/p>

      By selecting ESTO Pay Later as the payment method, the order will be confirmed immediately, but you do not have to pay immediately, as the payment deadline is in 30 days.<\/p>

      1. Add the necessary products to the shopping cart.<\/li>
      2. Select ESTO pay later as the payment method at checkout.<\/li>
      3. You will receive the decision in real time.<\/li>
      4. If the decision is positive, confirm the purchase.<\/li>
      5. ESTO will send you an invoice, which must be paid in full within 30 days.<\/li><\/ol>

        Financial services are provided by ESTO AS. Before entering into a contract, please read the terms and conditions and, if necessary, consult an expert. Additional information www.esto.ee.<\/p>

        WHAT IS ESTO?
        <\/strong>ESTO is the most preferred payment solution provider in the Baltics, making the selling experience for merchants and the shopping experience for consumers revolutionary and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO's mission is to help partners sell and customers buy.<\/p>

        If you need help, contact an ESTO AS employee at info@esto.ee or visit https:\/\/esto.eu\/ee\/kliendile-klienditugi<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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        \n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPrices<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        ESTO j\u00e4relmaks – ei soovi maksta kogu summat korraga? Maksa osamaksete kaupa! ESTO j\u00e4relmaks on paindlik makselahendus, mis v\u00f5imaldab jaotada makse mugavalt igakuisteks osamakseteks. Jaota ostusumma mugavalt endale sobiva perioodi peale. Perioodi ja sissemakse suurust saad valida ostu vormistamisel, kui valid kassast ESTO j\u00e4relmaksu. Kasuta ESTO j\u00e4relmaksu e-poodides ja f\u00fc\u00fcsilistes kauplustes. K\u00f5ik ESTO partnerpoed leiad ESTO Marketist: https:\/\/esto.eu\/ee\/esto-market Kuidas kasutada ESTO j\u00e4relmaksu? Lisa vajalikud tooted ostukorvi. Vali kassas makseviisiks ESTO j\u00e4relmaks. Vali oma eelistatud tagasimakseperiood vahemikus 3-60 kuud. Otsuse saad reaalajas. Positiivse otsuse korral digiallkirjasta leping ID-kaardi, Smart-ID v\u00f5i Mobiil-IDga. \u00a0 ESTO j\u00e4relmaksu pakub ja haldab ESTO AS. ESTO AS j\u00e4relmaksu krediidi kulukuse m\u00e4\u00e4r on 23.63% aastas j\u00e4rgmistel n\u00e4idistingimustel: krediidi summa 1490 EUR, kauba\/teenuse maksumus 1490 EUR, sissemakse 0%, fikseeritud intressim\u00e4\u00e4r 11.90%, lepingutasu 0 EUR, krediidi kogusumma ja tagasimaksete summa 1844.64 EUR eeldusel, et krediit tagastatakse 24 kuu jooksul igakuiste v\u00f5rdsete osamaksetena suuruses 76.86 EUR. Tutvu enne lepingu s\u00f5lmimist tingimustega ja vajadusel konsulteeri spetsialistiga. J\u00e4relmaksu pakub ja haldab ESTO AS. ESTO 3 makseviis on innovatiivne lahendus, mis v\u00f5imaldab ostu kinnitada ja tasuda mugavalt ning kiirelt \u2013 kolmes v\u00f5rdses osas, ilma lisatasudeta! ESTO 3 on populaarseim uue p\u00f5lvkonna makseviis. Jaota ostusumma mugavalt 3-ks v\u00f5rdseks osaks. Saa t\u00e4pselt, mida vajad ilma intressi, lisatasu ja sissemakseta. Kasuta ESTO 3-osalist makseviisi e-poodides ja f\u00fc\u00fcsilistes kauplustes. K\u00f5ik ESTO partnerpoed leiad ESTO Marketist: https:\/\/esto.eu\/ee\/esto-market Kuidas see toimib?Valides ESTO 3 makseviisiks saad jagada kogu makse 3-ks v\u00f5rdseks osaks 3 kuu peale ilma igasuguste tasudeta. Lisa vajalikud tooted ostukorvi. Vali kassas ESTO 3 makseviisiks. Otsuse saad reaalajas. Positiivse otsuse korral kinnita ost. ESTO saadab sulle sinu esimese arve j\u00e4rgmise kuu 15. kuup\u00e4eval. Finantsteenust pakub ESTO AS. Enne lepingu s\u00f5lmimist tutvu tingimustega ja vajaduse korral pea n\u00f5u asjatundjaga. Lisainfo www.esto.ee. Ole nutikas ja vali ostude eest tasumiseks ESTO maksa hiljem! ESTO Maksa hiljem on uus viis ostude eest tasumiseks. Ostusumma j\u00e4\u00e4b sulle kasutada, maksma pead alles 30 p\u00e4eva jooksul. Saa t\u00e4pselt, mida vajad ilma intressi, lisatasu ja sissemakseta. Kasuta ESTO maksa hiljem makseviisi e-poodides ja f\u00fc\u00fcsilistes kauplustes. K\u00f5ik ESTO partnerpoed leiad ESTO Market-ist: https:\/\/esto.eu\/ee\/esto-market Kuidas see toimib? Valides ESTO Maksa hiljem makseviisiks, kinnitatakse tellimus viivitamatult, kuid kohe maksma ei pea, sest makset\u00e4htaeg on 30 p\u00e4eva p\u00e4rast. Lisa vajalikud tooted ostukorvi. Vali kassas ESTO maksa hiljem makseviisiks. Otsuse saad reaalajas. Positiivse otsuse korral kinnita ost. ESTO saadab sulle arve, mis tuleb tasuda t\u00e4issummas 30 p\u00e4eva jooksul. Finantsteenust pakub ESTO AS. Enne lepingu s\u00f5lmimist tutvu tingimustega ja vajaduse korral pea n\u00f5u asjatundjaga. Lisainfo www.esto.ee. MIS ON ESTO?ESTO on eelistatuim makselahenduste pakkuja Baltikumis, muutes kaupmeeste m\u00fc\u00fcgi- ja tarbijate ostukogemuse revolutsiooniliselt lihtsaks ning sujuvaks. ESTO\u2019l on \u00fcle Baltikumi pea 500 000 aktiivset klienti ning \u00fcle 3000 partnerpoe. ESTO missioon on aidata partneritel m\u00fc\u00fca ja klientidel osta. Kui vajad abi, v\u00f5ta \u00fchendust ESTO AS t\u00f6\u00f6tajaga info@esto.ee v\u00f5i k\u00fclasta https:\/\/esto.eu\/ee\/kliendile-klienditugi. Hinnad<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_rtcl_gb_attr":"","_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"footnotes":""},"class_list":["post-2159","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/scalpest.ee\/en\/wp-json\/wp\/v2\/pages\/2159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scalpest.ee\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/scalpest.ee\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/scalpest.ee\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/scalpest.ee\/en\/wp-json\/wp\/v2\/comments?post=2159"}],"version-history":[{"count":11,"href":"https:\/\/scalpest.ee\/en\/wp-json\/wp\/v2\/pages\/2159\/revisions"}],"predecessor-version":[{"id":5756,"href":"https:\/\/scalpest.ee\/en\/wp-json\/wp\/v2\/pages\/2159\/revisions\/5756"}],"wp:attachment":[{"href":"https:\/\/scalpest.ee\/en\/wp-json\/wp\/v2\/media?parent=2159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}